Jewel Loan Per Gram	Rate of Interest	Processing Fee	Purpose
Rs.3500/-	10.75% (0.89 paise per Rs.100/-)	Rs.100/- per account	Only for new loans
Rs.3500/-	11.75%	Rs.100/- per account	For renewals and further loans

Jewel Loan Per Gram	Rate of Interest	Processing Fee	Purpose
Rs.3600/-	11.75% (Rs.0.97 paise per Rs.100/-)	Rs.100/- per account	Only for new loans
Rs.3600/-	11.75%	Rs.100/- per account	For renewals and further loans

Rate of interest 14% per annum (interest calculated on monthly rest)
DETAILS OF EQUATED MONTHLY INSTALMENT for ₹1,00,000/- LOAN AMOUNT ₹1,874/- FOR 7 YEARS LOAN REPAYMENT SCHEME
LOAN AMOUNT WILL BE SANCTIONED ON HOUSE PROPERTIES ONLY

LOAN WILL BE CONSIDERED ON THE FOLLOWING CONDITIONS

1. 1. WITH IN CHENNAI CORPORATION LIMIT
2. 2. THE PROPERTY SHOULD BE SITUATED IN A GOOD RESIDENTIAL AREA AND EASILY MARKETABLE.
3. 3. LOAN QUANTUM IS RESTRICTED SUBJECT TO A MAXIMUM LOAN AMOUNT OF ₹ 12 LAKHS
4. 4. REPAYMENT CAPACITY OF THE BORROWER TO THE SATISFACTION OF THE NIDHI TO BE PRODUCED
5. 5. FOR LOAN AMOUNT ABOVE ₹3 LAKHS INCOME TAX RETURN SHOULD HAVE BEEN FILED.
6. 6. LOAN WILL BE CONSIDERED FOR THE FOLLOWING PURPOSE
• o FOR THE IMPROVEMENT OF THE PROPERTY
• o TO MEET MARRIAGE EXPENSES
• o TO MEET WARDS EDUCATION EXPENSES
• o TO MEET MEDICAL EXPENSES
• o FOR IMPROVEMENT OF THE BORROWERS BUSINESS NEEDS AND TO CLEAR HIGHER COST DEBTS/LOAN OF THE BORROWER

MAXIMUM LOAN AMOUNT OF ₹ 12 LAKHS BE CONSIDERED SUBJECT TO OTHER CONDITIONS.